Terms & Conditions

Last updated: March 20, 2026

These Terms & Conditions ("Terms") govern your use of the Streakers mobile application ("App") operated by Reverb Labs LLC ("Reverb Labs," "we," "our," or "us"). By using the App, you agree to these Terms.

1. Eligibility

You must be at least 18 years old to use Streakers. By creating an account, you confirm that you meet this requirement.

2. Account

You create an account by verifying your phone number via SMS. You are responsible for maintaining access to your phone number and for all activity under your account. You agree to provide accurate information.

3. How Streakers Works

Streakers is a habit accountability app where members join challenges, deposit a stake, and commit to a weekly check-in target.

• Deposits: You deposit a stake amount when joining a challenge. Deposits are processed by Stripe.
• Check-ins: You submit photo proof of your daily habit. Check-ins are visible to other challenge members.
• Weekly payouts: At the end of each week, members who miss their check-in target forfeit a portion of their stake. Streakers retains a 15% service fee from the forfeit pool, and the remainder is distributed to members who met their target.
• Restoring your stake: After a week in which you forfeit, your stake is automatically restored to its full amount from your in-app wallet, so the total you can lose over a challenge exceeds your original stake. If your wallet cannot cover it, you are made inactive in that challenge.
• Leaving: To leave a challenge you must pause your membership first, and you cannot leave while a previous week's shortfall is unsettled. Your remaining challenge balance is then returned to your wallet in full.
• Withdrawals: Earnings can be withdrawn to your bank account via Stripe Connect.

4. SMS Communications

By providing your phone number, you consent to receive SMS messages from Streakers for authentication purposes only (one-time verification codes). Message frequency varies based on sign-in activity. Message and data rates may apply.

Text STOP to opt out of SMS messages at any time. Text HELP for assistance. For support, email dipo@getstreakers.com.

Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and other major carriers. Carriers are not liable for delayed or undelivered messages.

5. Payments & Refunds

All payments are processed through Stripe. By depositing funds, you authorize us to charge your payment method. Deposits are non-refundable once a challenge week has begun. Forfeited amounts are final and distributed according to the payout rules.

The full contest rules — including how forfeits are calculated, how the pool is divided, and how your stake is restored each week — are set out in the Official Rules, available in the app under Settings → Official Rules. Where this section and the Official Rules differ, the Official Rules govern.

6. Acceptable Use

You agree not to:

• Submit fraudulent or misleading check-in photos
• Create multiple accounts to manipulate challenges
• Harass, abuse, or harm other members
• Use the App for any illegal purpose
• Attempt to reverse-engineer or exploit the App

We reserve the right to suspend or terminate accounts that violate these terms.

7. Content

You retain ownership of photos and content you submit. By posting check-in photos, you grant Streakers a non-exclusive, royalty-free license to display them to other challenge members within the App. We do not use your content for advertising or share it publicly outside the App.

8. Disclaimer of Warranties

Streakers is provided "as is" without warranties of any kind, express or implied. We do not guarantee uninterrupted service, error-free operation, or specific financial outcomes from participating in challenges.

9. Limitation of Liability

To the maximum extent permitted by law, Streakers shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including loss of funds from challenge participation.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the updated Terms. We will notify you of significant changes via the App.

11. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration.

12. Contact Us

If you have questions about these Terms, contact us at dipo@getstreakers.com.